Yes, you can withdraw money before your beneficiary attends post-secondary school. Here’s what will happen when you initiate withdrawal:

  • Your principal (contributions less sales charges and fees) is returned to you tax-free
  • The government grants must be returned to the government
  • Under certain conditions, you may be eligible to transfer the income earned in your plan to your RRSP or withdraw the income in cash. 

For additional information, please reach out to us at 1-877-333-7377 or email us at [email protected] to and we’ll assist you.