Yes, you are! If you have transferred from CSTTM Advantage Plan to the Family Savings Plan or Individual Savings Plan, you may be eligible for a partial Sales Charge Refund. The refund is calculated based on the sales charges paid and the length of time you stayed in CSTTM Advantage Plan. If you transfer to a Family Savings Plan or Individual Savings Plan, you may be eligible for a refund up to 25% of the sales charges paid. CSTTM Advantage Plans opened prior to October 3, 2007 and transferred to the Family Savings Plan or Individual Savings Plan may be eligible for a refund of up to 50% of the sales charges paid. 

To collect the partial sales charge refund, the plan must remain with CST Consultants Inc. until your Beneficiary becomes eligible to receive an Education Assistance Payment (EAP). All eligible Sales Charge Refunds are paid to the Beneficiary as part of their Education Assistance Payments (EAPs). For more information, please reach out to us at 1-877-333-7377.