A disciplined savings schedule is one of the values that CSTTM Advantage Plan offers. But, because life happens, we offer you flexibility in your contribution schedule. With the CSTTM Advantage Plan, provided you have made 6 or more contributions and are on a monthly contribution schedule, you can miss up to 6 contributions. If you need to skip more than 6 contributions, you can transfer into the either the Family Savings Plan or Individual Savings Plan. We can also help you return to the CSTTM Advantage Plan before the maturity date if you wish to. If you are on an annual contribution schedule, options are available. For further assistance please reach out to us at 1-877-333-7377 or email us at cstplan@cst.org.